UK SME Invoice Collections
How much are
late payments
costing you?
Enter the invoice amount and how many days it's overdue — we'll break out the real cost in cash flow gap, lost earnings, admin time, and the standard statutory late-fee wedge. No sign-up.
1
Enter the invoice amount
2
Enter the days overdue
3
See the real cost
Free late-payment audit
Get the full breakdown free — takes 60 seconds to fill in, shows your real exposure (cash gap, lost earnings, admin hours, statutory late-fee).
Estimates use an 8% annualised cost of capital and the UK Late Payment of Commercial Debts (Interest) Act 1998 statutory reference rate (Bank of England base + 8% margin). Admin hours are modelled against typical UK SMB chasing patterns. Indicative only — not financial or legal advice.